Does Cigna Medicare Cover Vision?

You depend on your eyesight for many of your daily activities. If you wear prescription eyeglasses, keeping your prescription accurate and up to date is an important part of your healthcare needs.

Cigna Medicare Advantage vision coverage gives you access to vision and eye services, including annual eye exams, prescription eyeglasses, and contact lenses.

Vision coverage is part of most Cigna Medicare Advantage plans. These all-in-one plans will cover your basic hospital and medical needs, as well as prescription medications. They also offer added benefits like hearing and dental.

What vision and eye services are covered by Cigna Medicare plans?

Most Cigna Medicare Advantage plans offer vision and eye care. These benefits cover a number of vision and eye services, such as:

  • one routine eye exam each year
  • eyeglass frames, usually one set of frames per year
  • prescription lenses or bifocal lenses
  • contact lenses
  • diabetic retinal exams
  • glaucoma screenings
  • cataract surgery

Coverage and copay rates vary between plans, but most offer affordable coverage that lowers your out-of-pocket vision care costs.

Cigna Medicare Advantage plans are different in each state, so before you enroll, carefully compare benefits, vision coverage, deductibles, and maximum coverage amounts for eyewear. Cigna’s Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Private Fee-For-Service (PFFS) plans can all offer vision and eye services.

How much does Cigna vision coverage cost?

Your costs for any Medicare Advantage plan will depend on where you live and the plan you choose.

Here are some of the 2021 costs for Cigna Medicare Advantage plans in a few different cities:

You can compare premium rates and additional benefits using the Medicare plan finder tool. Simply enter your ZIP code to compare the plans offered in your area.

Who’s eligible for Cigna Medicare vision coverage?

To be eligible for Medicare coverage, you must meet the following criteria. You must be:

  • a U.S. citizen or permanent resident
  • over age 65
  • an adult under age 65 with a disability or chronic illness

You can enroll in original Medicare through the nearest Social Security office. Make sure you get both parts A and B to be eligible for vision coverage.

The best time to apply for Medicare is during your initial enrollment period, which starts 3 months before your 65th birthday and continues for 3 months after.

After you’ve enrolled in original Medicare, you’re eligible for Cigna Medicare Advantage vision coverage.

How do I enroll in a Cigna Medicare Advantage plan?

Cigna Medicare Advantage plans differ from state to state. You can compare premium rates and benefits using the Medicare plan finder tool. Enter your ZIP code to see plans offered in your area.

When you’re ready to enroll in a Cigna Medicare Advantage plan, fill out a form online or get assistance over the phone.

FAQs about Medicare vision services

Does original Medicare include vision coverage?

Original Medicare (parts A and B) covers basic medical and hospital care but does not include vision or eye services such as routine eye exams.

However, Medicare Part B does cover some eye care, such as cataract surgery.

For adults with diabetes, original Medicare also pays for the cost of an annual eye exam to monitor diabetic retinopathy. Services include yearly glaucoma tests, too.

Does Cigna cover vision care?

Your Cigna Medicare Advantage plan likely covers most vision and eye services. You’ll have a yearly max to spend on eyeglass frames, prescription lenses, and contact lenses. Your coverage will also include annual eye exams.

Does Cigna Medicare Advantage cover cataract surgery?

Medicare Advantage plans are required to provide at least the same basic coverage offered under original Medicare. Since original Medicare covers cataract surgery, Cigna Medicare Advantage plans must cover this as well.

Make sure to go to doctors and facilities that are in your plan’s network to ensure coverage.

Can I add vision to my Cigna Medicare Advantage plan?

Vision coverage comes in many of Cigna’s Medicare Advantage plans. After enrollment in original Medicare parts A and B, you can sign up for a Cigna plan with added benefits such as vision, dental, and hearing coverage.

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